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Marketing Blockchain Projects Tips

Marketing has traditionally been a weakness of many tech start-ups, especially in the early years. The reasons for this are different and varied. Many start-up companies are run by young and inexperienced managers or project managers. They have a strong sense of the product or development. They usually don’t understand or appreciate the value and […]

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Marketing & Finance: A Perfect Match for Business Success

Marketing and finance are two vital functions in any business. They are intertwined, and both contribute to the overall success of a company. Marketing generates revenue by attracting customers and creating brand awareness, while finance manages the money generated by these efforts. When these two functions work together, the results can be outstanding.  Marketing’s Role […]

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Digital Marketing And SEO Service


Marketing is primarily using tactics or techniques designed to reach a target audience with the intention to advertise, promote, offer, or sell. In the business world, marketing is used to promote a brand, offer a product, or provide a service either to a specific audience or to the general population. Marketing is then fundamental to any […]


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It can be a source of your frustration to secure financing or business loan. This is true particularly if it’s your first time to run a business and don’t have a clue on anything. So to clear things up, let me help you in understanding some of the common issues why a business loan is turned down by lenders or banks.

See to it that you make yourself aware of the following so it would not happen to you or would not happen again on your next application.

Cluelessness of the Credit Score

Being mindful of the credit score is extremely important before you apply for a loan. Your credit score can inform you a lot of things especially your odds of getting an approval.

Therefore, you can forecast whether your loan application would be approved or denied based on how financial institutions assess how much risk you bring.

Poor Cash Flow

Lenders want to ensure as well that you have the capacity to repay the loan monthly, this is on top of covering inventory, payroll, rent and several other expenses. Therefore, if you spend more than what you make each month, then something’s wrong with your cash flow that should be fixed.

One simple way to do this is by invoicing promptly, have emergency funds and get rid of unnecessary expense. Practice this habit until you fix your cash flow and build your credit.

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